Website terms

This document is a working draft and must be reviewed by qualified counsel before launch.

1. About this website

This website is operated by PWA Advisory Ltd., trading as PWA — Personal Wealth Advisory ("PWA", "we", "us"). It exists to describe our advisory services and to enable qualified inquiries.

2. No regulated advice

Nothing on this website constitutes investment advice, tax advice, legal advice, accounting advice, fiduciary services, or a recommendation to buy, sell, or hold any financial instrument. PWA is not a regulated investment manager, broker-dealer, custodian, trustee, or registered investment adviser, and does not hold client assets. Where regulated advice is required, PWA helps clients identify and engage appropriately licensed specialists.

3. No client relationship

Use of this website, including submission of the inquiry form or booking a call, does not by itself create an advisory or client relationship. An advisory engagement begins only upon execution of a written engagement letter signed by both parties.

4. Accuracy

We aim to keep the content of this website accurate and current, but we make no representation or warranty as to its completeness or fitness for any particular purpose. Statements about our services describe our usual approach and are not contractual offers.

5. Intellectual property

All content on this website — including the wordmark "PWA", the trademark "Personal Wealth Advisory", the design system, the abstract diagrams, and the long-form text — is the intellectual property of PWA Advisory Ltd. and may not be reproduced, republished, scraped for training, or used commercially without prior written consent. Brief quotations for journalistic, academic, or research purposes are permitted with attribution and a link to the source page.

6. Linked content

Where this website links to third-party resources, those links are provided for convenience and do not imply endorsement. We are not responsible for the content of any linked third-party site.

7. Limitation of liability

To the maximum extent permitted by law, PWA shall not be liable for any direct, indirect, incidental, or consequential loss arising out of your use of this website. Nothing in these terms limits any liability that cannot lawfully be limited.

8. Governing law

These terms are governed by the laws of the jurisdiction in which PWA Advisory Ltd. is incorporated, subject to any mandatory consumer protection provisions in your country of residence.

9. Changes

We may update these terms from time to time. The "Last updated" date at the top reflects the most recent change.

10. Contact

Questions about these terms can be sent to hello@pwa-advisory.com.

Notice: this template has been drafted by PWA for the purposes of the website launch and requires legal review against the firm's actual operating jurisdiction(s) before being relied upon.